If the essence of government is the security of life and properties of citizens, President Tinubu must take responsibility for last week’s massacre of over 65 innocent Nigerians in Bokkos, Plateau State. This is not just because the buck stops at his desk or even because of what former vice president, Atiku Abubakar described as: “The failure of Bola Tinubu’s security architecture which has now become an endemic nationwide phenomenon …” Nigerians are proud of their military’s heroic battle with insurgents in the last two years compared to preceding eight years of daily harvest of death when Buhari from commander in chief became ‘mourner in chief’. As a mark of their faith in the military, survivors of last week dastardly act who spoke to the press have nothing but praises for the military’s heroic confrontation with the marauders.

But the buck stops at the president table because of the choices he made. President Tinubu understands the historical antecedent of the quest for self-actualization by different Nigerian groups especially the Ijaw of south-south and the people of the Middle Belt region that at different times after independence embarked on insurrection that had to be suppressed by the Nigerian military. He is aware of the confiscation and sharing of Hausa land among Uthman Dan Fodio’s 12 Fulani kinsmen and one Hausa appointed as emirs following Uthman Dan Fodio Jihad of 1803-1808; the decision to hold on to the land despite the 1903 Frederick Lugard’s “the power once exercised by the defeated caliphate had reverted to the British” after sacking of Sokoto Sunni Muslim and Herbert Macaulay’s 1908 successful campaign against the Hausa Land Ordinance. The president understands the quest for distributive justice without which a nation decays.

President Tinubu, more than anyone else, understands the issues at stake because he spent 20 years preparing for his job. That was the source of his confidence when on the eve of the 2023 election, he declared without restraint ‘emi l’okan’ (it is my turn). 

And if there was anything he forgot, Nigerian stakeholders especially the leaders of ethnic nationalities, the real owners of Nigeria, the Afenifere, Ohaneze, MDF etc. were on hand to remind him that  Nigeria needs “a restructured Nigeria with constituent parts having power over law and order, education and public information; a restructured Nigeria where there is freedom and justice for all; a restructured Nigeria that protects the right of indigenes as enshrined in the UN charter;  a restructured Nigeria that puts an end to an orgy of killing of helpless women and children at night in the Middle Belt region by unidentified herdsmen”.

The president also had the privilege of hosting the ‘Patriots’, a group of credible Nigerian stakeholders led by Pa Emeka Anyaoku, the former Commonwealth Secretary General.

The president while not disagreeing with these Nigerian patriots who want the best for our nation said he would like to first pursue his economic agenda to bring prosperity to all Nigerians. But many have warned that it would amount to putting the cart before the horse since our problem is politics and not economics. Prosperity for all, will not resolve the national question neither will it eliminate peoples’ desires to have control over their lives, their culture and education of their children.

If short-sighted opponents of federal arrangement that have often benefited from our tragedy cannot see how the social system ended centuries of intertribal wars in Europe, it cannot be lost on them how nations like Finland, Denmark, Iceland, Sweden and Netherlands that currently top the list of the ‘happiest nations in the world’ only yesterday took control of their lives after negotiating peaceful federal arrangement.

Tragically, today as it was in 1951/52, we are still being haunted by the national question. It was the resistance of Yoruba to attempt by newly emergent Igbo leaders of Lagos urban immigrants to take over the west in the name of democracy, the newly imported god that earned the Yoruba the bastion of tribalism in Nigeria and fraudulently promoted by otherwise enlightened Igbo intellectuals including Chinua Achebe, a Nigerian ‘sun’ (apologies to Saro Wiwa).

From 1999, leading Igbo politicians and intellectuals including Kalu Uzor Kalu and Obiageli Ezekwesili sold the idea of ‘citizenship’ as answer to the national question even when it was obvious to the Yoruba whose First Eepublic leading NCNC leader, TOS Benson, could not secure a plot of land from Governor Sam Mbakwe to erect a building to bury his Igbo first wife and who today knows it will be an impossible task to get a market stall in Onitsha market.

In 2023, some Igbo elements in Lagos openly canvassed for Lagos governor of Delta origin on account of their population and business investments in Lagos. In fact, Peter Obi who left Anambra like a war-ravaged state after two terms as governor attempted to impose an untested candidate on Lagos. The natural reaction from Yoruba discriminatory voters, who unlike the Igbo don’t exhibit herd behaviour while voting, was to mobilise for their performing Yoruba son. With propaganda and manipulation of the social media, some Yoruba were labelled anti-democrats with their names presented for sanctions to the US administration and the UN which incidentally has clause in its charter for the protection of indigenous groups.

Those who truly love our country know that adopting any variant of federal arrangement we operated in the first republic will allow state governors take control of their states, provide security through state and community policing, defend their states against mindless killers described by ex-governors Masari  and El Rufai as ‘disgruntled immigrant Fulani herdsmen’, and of course have death sentence clause in their state statutes to take care of importers of killer fake drugs devastating our urban centres.

There are other reasons why the president must take responsibility for the Bokkos massacre. The president’s policy since assuming office has been about appeasement of elements responsible for mindless killing of Nigerians as against pursuit of justice for victims. Mindless killings have therefore continued because criminals hardly get sanctioned for their heinous crimes.

As Garba Shehu, President Buhari’s senior media adviser puts it in his July 21, 2020 statement ‘the problem in Southern Kaduna is an evil combination of politically-motivated banditry, revenge killings and mutual violence by criminal gangs acting on ethnic and religious grounds’. Echoing this point was Sa’ad Abubakar, Sultan of Sokoto, who at a meeting of the Northern Traditional Rulers Council (NTRC) and Northern States Governors’ Forum (NSGF) insisted that violence has continued to thrive in northern Nigeria and Middle Belt because ‘no one is punished for the criminal doings they commit’.

Wole Soyinka, in one of his messages to Buhari while in office had also said: “Crimes against our humanity have been committed, and restitution must be made. Nothing less will restore confidence in government, and reassure the people of its integrity, its commitment to equity in internal relationships and the rightful custodianship of ancient resources”.

To many of us the governed who do not know the challenges of government, the least the president could have done upon assumption of power, was to return those forcefully uprooted from their ancestral land back to their homes , if necessary, protected by our soldiers instead of being abandoned in IDP camps.

Since no one is above the law , the Emir of Kano Sanusi Lamido Sanusi who openly encouraged herdsmen in Benue to disobey Benue State anti-open grazing laws, Miyetti Allah Kautal Hore, which encouraged his mostly foreign Fulani herdsmen to reject modern grazing methods while insisting that open grazing is part of Fulani culture, its Secretary- General, Saleh Al- Hassan  who haughtily insists herders can graze in Nigeria since herders ‘do not recognize international boundaries’; Bala Mohammed, Bauchi State governor  and Abubakar Malami, former Attorney General of the Federation who publicly promoted the invasion of reserved forests in the south by armed immigrants Fulani herdsmen should have been questioned in the interest of justice.

And finally, with the near unanimity of all the 36 states on state and community policing, Nigerians don’t believe the president needed two years to appease the hegemonic power in the north that see state and local policing as threat to their stranglehold on power.

Political enemies of the president insist if he could mobilise the National Assembly in 24 hours to support his Rivers State Emergency declaration, he must take full responsibility for the Bokkos massacre which they believe could have been averted with state and community policing.

A peek into Canadian, Mexican, Chinese, European, Japanese, and Korean media platforms reveals palpable angst, driven by strong expressions of nationalistic passion against the 47th President of the United States, Donald J. Trump, and his administration. Citizens of these countries are expressing indignation due to the ongoing trade war—especially regarding the 10% across-the-board tariff on imports from 180 countries and, in some cases, additional tariffs of up to 54% on imported vehicles and other goods into the US from around 60 nations.

The tariffs took effect on April 2, a date President Trump has dubbed Liberation Day—drawing a parallel to July 4, 1776, when the original 13 American colonies declared independence from Britain after a brutal war.

In line with America’s foundational respect for freedom of speech and association, it’s remarkable—and indeed ironic—that, unlike other nations whose media are responding with patriotic fervor, the American media have not rallied behind their president. Instead of pushing back against foreign hostility, the highly vibrant US media have joined the global chorus in criticizing President Trump’s “America First” policies. In some quarters, they are even vilifying or outright demonizing their own president.

Such is the potency of free speech in the United States—a feature perhaps best captured by the concept of American Exceptionalism.

Despite a tumbling stock market and widespread protests fueled by fears of inflation and an impending recession—as predicted by anti-Trump politicians—President Trump appears unperturbed by the tumultuous effects his tariff policies are having on US trading partners. In fact, he has threatened to raise tariffs even further if Canada and European countries attempt to collude against the US. Although this has yet to happen, China—arguably the hardest hit—has retaliated with a 34% tariff on US imports.

In my view, these developments are reshaping the global trade ecosystem. As countries seek alternative trade partners to avoid the constraints of trading with the US on Trump’s terms, they may carve out entirely new trade pathways. Thus, the net effect of President Trump’s sweeping tariff hikes—targeting both allies and rivals—can be likened to the Big Bang.

The Big Bang theory, the leading explanation for the origin and evolution of the universe, posits that the universe began as an infinitely hot and dense singularity about 13 billion years ago. According to its proponents, this singularity expanded rapidly, cooling and giving rise to subatomic particles, atoms, stars, and galaxies. The universe, they say, is still expanding—accelerated by the mysterious force known as dark energy.

President Trump’s “bang” can be seen through a similar lens: an explosive policy shift—rooted in an unconventional America First ideology—that has disrupted all previous global trade arrangements. Like a singularity, his approach is transforming the established order, replacing it with an untested but highly consequential framework. Though unproven in the modern era, it already appears to be generating seismic changes across the global economy.

Trump is leveraging tariffs as a strategy to boost job creation and repatriate manufacturing to the US. He also views them as a tool to generate revenue to reduce the national budget deficit, which stands at a staggering $36 trillion and continues to grow.

Given the global upheaval triggered by this astronomical tariff increase, it is difficult to find a better metaphor for Trump’s trade policy than the Big Bang. The ripple effects are so powerful that fear has gripped not only North and South American neighbors, but also Europeans, Asians, Arabs, and Africans—on both sides of the Atlantic and Pacific oceans.

The only country that might remain untouched or unaffected by the far-reaching Trump effect is one operating in complete autarky—such as the reclusive regime of Kim Jong Un in North Korea.

While the Big Bang theory provides a comprehensive explanation for the origins of the universe, many unanswered questions remain—such as what caused the universe to begin expanding in the first place, and what is the true nature of dark matter and dark energy.
Similarly, what explains President Trump’s determination to upend the old world order remains an enigma to his opponents. At this point, not even his staunchest devotees can convincingly argue that his motives are purely patriotic, driven by the Make America Great Again (MAGA) ideology with the primary aim of correcting trade imbalances and closing the deficit gap that has led to a massive budget shortfall.

Of course, as is typical in opposition politics, Trump’s high tariffs and efforts to reduce the size of the US government—driven by the newly created Department of Government Efficiency (DoGE) under the leadership of Elon Musk, the world’s richest man—are being framed as a gambit to cut taxes for billionaires. That narrative seems to have resonated, as Americans have taken to the streets in protest, in ways that suggest resistance to what former President Joe Biden described as an “oligarchic regime,” citing the number of billionaires in Trump’s cabinet.

The reality, however, is that Trump’s “bang” is not a one-size-fits-all solution. It affects different countries and regions in different ways.

Starting with Africa, where aid is critically needed to manage persistent social and public health challenges like HIV/AIDS, the suspension of USAID funding by President Trump is deeply concerning. USAID has been a vital source of funding for health and humanitarian initiatives, and its absence poses a significant threat. This is especially so because many African leaders have practically abdicated their responsibilities in this area, relying heavily on donor countries—led by the US—to provide for their citizens.

With USAID funding now cut off, many African countries are left scrambling to fill the gap. In Nigeria, the government has made an extra-budgetary provision of $200 million for healthcare services, while the Central Bank of Nigeria (CBN) has injected almost $200 million into the foreign exchange (FX) market to help cushion the volatility and uncertainty resulting from the tariff hikes.

In Europe, the 25% tariff imposed on vehicles and alcoholic beverages—particularly from France and Scotland—poses a massive economic challenge. Many European economies are either already in recession or teetering on the brink. Even more alarming is the US threat to withdraw from its heavy financial commitment to NATO, coupled with demands that member nations pay up their dues. This creates a sense of vulnerability, especially as fears rise that Vladimir Putin may turn his attention to another European country after Ukraine.

From my perspective, the European Union’s support for Volodymyr Zelensky and Ukraine is less about altruism and more about self-interest—the first rule of nature. This is evidenced by the show of unity by European leaders around Zelensky after he was snubbed at the White House by President Trump and Vice President J.D. Vance. This strategic interest is also why Europe is now planning to set up a joint European military force as an alternative to NATO—an initiative already underway. But given the current economic strain on European economies, is the formation of a standing European force feaseable?

Regarding the high tariffs, Europe appears to have adopted a measured response, likely in line with the counsel of Ngozi Okonjo-Iweala, Director-General of the World Trade Organization (WTO).
Hence it seems to have adopted a studied approach.

The Arab world is also not left out. President Trump’s “drill, baby, drill” mantra means that the US will reduce its dependence on oil imports from countries like Saudi Arabia, the UAE, Kuwait, Qatar, and Oman. Instead of preserving strategic oil reserves, the US will now focus on domestic drilling. Trump’s rationale appears to be that if fossil fuels are eventually being phased out due to the rise of Electric Vehicles (EVs), then it makes sense to exploit the existing oil reserves before combustion-engine vehicles become obsolete.

In any case, Trump has never embraced climate change in the way it is currently framed. The world is alarmed that he has once again pulled the US out of the Paris Climate Accord, after former President Biden had rejoined during his administration. With oil prices crashing due to the tariff shock, an OPEC strategy meeting may soon be on the horizon.

China, currently celebrated as the world’s foremost manufacturing hub and the second-largest economy, has borne the brunt of Trump’s trade war. The 54% tariff imposed on goods ranging from vehicles to washing machines has essentially locked China out of the US market. These items were previously taxed at 10–25%, but after Trump’s April 2 Rose Garden announcement, the tariff soared to 54%. In response, China has imposed a 34% tariff on US exports. That has excerbated the chaos already wracking the global economy in the past couple of days.

The rationale behind these tariffs, according to Trump, is to bring manufacturing back to the US from Mexico, Canada, China, and Europe, where it had migrated due to what he deems as unfair trade practices. His strategy is designed to reverse this trend.

By understanding how President Trump’s influence is shaping events across Western, Asian, Middle Eastern (Arab), and African regions, we can better grasp the phenomenon—The Trump Effect—that I am likening to the Big Bang. Hopefully, this will encourage a more balanced perspective and lead to negotiations rather than a tit-for-tat trade war.

One irrefutable fact is that Trump is rewriting the global trade rulebook, and he is doing so by squelching globalization—a phenomenon that began between the late 18th and early 19th centuries. Placing this into historical context, the Silk Road and the Industrial Revolution—which began in Great Britain following the invention of the steam engine and the mechanical loom—kickstarted global trade by enabling mass production for markets beyond local demand.

In the modern era, global trade received a significant boost from the establishment of the World Economic Forum (WEF) in 1971, in Davos, Switzerland. Since then, global trade has been guided by the Davos Manifesto, which champions ethical entrepreneurship, responsible governance, and the neutral ideals of Swiss diplomacy—underpinning the spirit of globalization. A formal charter for this vision was adopted in 1973 and renewed in 2020.

History shows that global trade thrives when protected—and falters when it is not. For instance, trade in silk and spices between China and Rome during the first century BC flourished when protected by powerful empires. Once those empires declined, so did the trade routes and their prosperity.

Now, as President Trump—the leader of the current global hegemon—takes a protectionist stance, it is consistent with his past. He has long used tariffs as a tool for economic leverage. Even back in 1988, in an interview with Oprah Winfrey, Trump,then a real estate mogul criticized China for what he saw as exploitation of the US economy.

Trump is not alone in this. A resurfaced video from 1996 shows Nancy Pelosi, then a Congresswoman from California, opposing a bill that would give China a special trade status. She argued against tariff exemptions for Chinese products—effectively advocating for the same policy Trump now champions.

In summary, the use of tariffs as a strategic tool in global trade has bipartisan roots in the US. What has changed is the scale and audacity of the Trump administration’s approach, which has sent shockwaves across the global economic landscape—earning it the moniker of a Big Bang moment in trade history.

So, Trump is literally echoing Pelosi’s sentiments with his current introduction of high tariffs. The only difference is that the tariff hike is not limited to China but has been extended to roughly 180 countries, with an estimated 60 nations significantly affected.

Even more interestingly, reports suggest that as recently as 2019, Vermont Senator Bernie Sanders was also on record proposing the use of tariffs as a defense against unfair trade practices—an argument now forming the basis of Trump’s ongoing global tariff war, which has placed the world on edge.

Experts familiar with the history and current application of tariffs reveal that about $400 billion worth of U.S. products were tariffed during Trump’s first term. In his current second term, projections suggest that up to $1 trillion worth of goods may fall under U.S. trade tariffs.

According to estimates by economists, approximately $3.3 billion worth of imports arrive in the U.S. annually.

President Trump is convinced that his high-tariff regime will generate more wealth for the United States through increased domestic production, which would, in turn, boost employment for working-class Americans. Another key objective is to create fairness in trade between the U.S. and its trading partners, whom Trump has accused of benefiting unfairly at America’s expense.

Ultimately, President Trump aims to use the proceeds from these high tariffs to help close the $36 trillion budget deficit currently facing the world’s largest and most powerful economy.

In light of this, Mr. Peter Navarro, Trump’s trade adviser, believes that high tariffs have the potential to generate over $6 trillion for the U.S. in the short term.

In all of this, my main concern and interest ly in how Africa can benefit from the reimagining of the global socioeconomic ecosystem, as President Trump upends the old world order.

With a 14% tariff now imposed by the U.S. on Nigerian goods and 10% across most of the 54 nations continent , Nigeria’s exports to the U.S.—valued at between $5–$6 billion (with oil and gas making up over 90% and non-oil/gas exports accounting for less than 10%)—are under threat.

Even among non-oil/gas exports, the bulk comprises raw materials such as urea/fertilizer, ammonia, flower plants, and cashew nuts, which make up about 8%.

It is disappointing that value-added or processed exports from Nigeria to the U.S. are so minuscule—just 2%.

Despite this low figure, the imposition of a 14% tariff on Nigerian goods—despite the trade balance favoring the U.S.—should serve as a wake-up call for Nigeria, and indeed all of Africa, to begin adding value to their exports. If non-oil exports, facing a 10% tariff, are to be competitive in the U.S. market, they must move up the value chain.

The dominance of raw materials in Nigeria’s exports reflects the country’s continuing role as a supplier of raw materials to the industrialized nations of Europe, North America, and Asia. Among the six continents, only South America and the Arab world have yet to fully exploit Africa as a raw material source and dumping ground for finished products. So, for too long Africa has remained the weeping child as it has held the wrong end of the stick and it must make strategic and intentional efforts to change the negative narrative.
What the Trump tariffs spells in my mind is deglobalization as economic trade and investments between countries go on decline. But the global tariff war is also an opportunity for the continent to reposition herself on the global stage by taking a collective stance on how African countries can trade amongst themselves who to trade with in global south or west and even Asia based on her terms not the Berlin, Germany type of framework and agreement when she was not at the table when her resources were being shared as war spoils amongst Europeans who transformed from African slave traders into colonialists exploiting the resources of the continent.
Although, stocks have been crashing worldwide since the hike in tariffs by Trump it may be recalled that stock prices also rose sharply upon the innauguration of Trump on 20th January and has fallen therafter. Similarly, the stocks that have tanked globally in the past few days may rise again once clarity is achieved. With barely 100 days into his four (4) years tenure those projecting that President Trump and the Republican party may be punished by the electorate during mid -term elections that comes up 100 days shy of two (2) years, may be too hasty in their judgement.
That is because in politics a lot could still happen in the lifespan of Trump’s administration which is still 100 days shy of the 730 days(two years ) tenure to change course if the reciprocal high tariffs imposition on trading partners does not pan out well with high inflation wrecking the economy or unemployement rising astronomically to the point that US economy stagnates or goes into recession as being predicted by those against Trump’s unorthodox policies.
In the event that the unique approach defies the logic of economists, Trump may turnout to be the a hero of the new world order.

Magnus Onyibe, an entrepreneur, public policy analyst, author, democracy aadvocate, development strategist, alumnus of the Fletcher School of Law and Diplomacy, Tufts University, Massachusetts, USA, and a former commissioner in the Delta State government, sent this piece from Lagos, Nigeria.

The call for zero transaction charges by commercial banks in Nigeria has grown louder, following Sterling Bank’s recent announcement to eliminate fees on mobile and online transfers.

This move, unveiled on April 1, has reignited discussions about financial inclusion and customer-centric banking practices while raising questions about the sustainability of such measures in a revenue-driven industry.

Sterling Bank’s policy eliminates charges for online transfers conducted through its mobile app, as well as fees for ATM card issuance.

Despite initial skepticism due to the announcement coinciding with April Fools’ Day, many customers have since confirmed that they were not debited for mobile transfer charges. The policy has been described by stakeholders as a potentially game-changing development in Nigeria’s financial ecosystem.

The current landscape of banking charges  

Nigerian banks currently levy a variety of charges for transactions, which include N10 for transfers below N5,000, N25 for transfers between N5,001 and N50,000, and N50 for transfers above N50,000. There is also an additional 7.5% VAT on transaction fees.

These fees have generated significant revenue for banks. For example, in 2024, Zenith Bank earned N80.05 billion from electronic transaction charges, a 54.51% increase compared to the N51.8 billion recorded in 2023.

Similarly, United Bank for Africa (UBA) generated N284.7 billion from electronic business transactions in 2024, representing an 85.9% growth in its e-transaction revenue when compared with the N157.1 billion recorded by the bank in 2023.

GTCO Plc also recorded N56 billion in electronic-related fees, alongside substantial earnings from account maintenance charges and forex commissions.

While these revenues are crucial to banks’ operations, they often impose a heavy financial burden on customers, many of whom frown upon the charges.

Sterling Bank’s zero-charge policy has sparked a renewed push for more customer-friendly banking practices.

Customer Perspectives: Zero Charges vs. Service Quality

The debate over zero charges versus service quality has revealed differing customer priorities.

A customer from Benin City, Kiki, prefers zero charges despite experiencing poor customer service.

“Many people will stand in the queue for a long time waiting to be attended to, but you will see bank staff eating, walking about, or even gossiping among themselves. Their customer service is so poor that it can force a loyal customer to close their account,” she told Nairametrics.   

“However, that small amount, when deducted, reduces the round figure in your balance. I’d rather have zero charges than better service.”  

Conversely, another customer, Anthony, values efficiency and convenience over cost savings.

“I prefer paying charges for faster service. This is why many of us use PoS agents instead of waiting in banks with poor service.”  

However, zero charges could potentially attract more customers to banks, especially if combined with improved service delivery.

While infrastructure upgrades in 2024 disrupted services across major banks like Sterling Bank, Zenith Bank, and GTCO, such measures indicate the need for banks to balance modernization with seamless service delivery.

How sustainable is this?

Sterling Bank’s zero-charge policy has also drawn criticism, with some questioning its sustainability.

A senior management staff at a major bank suggested that Sterling’s announcement might be a marketing strategy aimed at gaining attention.

“I know they always have these advertising angles or promotional angles that create some sort of curiosity. I know them to be looking for relevance in this kind of stuff; they are notorious for things like that.”  

He referenced past controversial campaigns by the bank, such as its 2022 Easter message comparing the resurrection of Jesus Christ to rising Agege bread, which faced backlash for insensitivity.

In its Easter celebration messages in April 2022, the bank shared a post with the quote, “Like Agege Bread, He Rose” across its social media handles, but the message attracted widespread criticism from many Christians, including the Christian Association of Nigeria (CAN).  

“They’re trying to be creative but are not even sensitive to the culture and the religion of their customers. I didn’t even take them seriously,” he said in a chat with Nairametrics.  

On the other hand, CEO of the Centre for the Promotion of Private Enterprise (CPPE), Muda Yusuf, views the zero-transfer-charge policy as a step toward promoting business sustainability.

Speaking with Nairametrics, he emphasized the importance of “compassionate capitalism,” urging businesses to support vulnerable segments of society, particularly in a challenging economic environment.

“If a business operates in an environment where citizens are groaning in poverty, it should learn to give away part of its profits, even if it could maximize them. This is what makes up business sustainability,” Yusuf stated.   

He expressed hope that other banks will take a cue from Sterling Bank.

What you should know  

Under its new policy, Sterling customers will enjoy free transfers for all local transactions conducted via the bank’s mobile app.

• This translates into significant savings, particularly for individuals and new small business owners who make frequent daily transfers.
• The move was met with widespread reaction across social media, placing pressure on industry peers to follow suit.
• As the financial sector grapples with balancing profitability and customer satisfaction, Sterling Bank’s initiative could set a precedent for more customer-focused banking practices.
• While the policy has sparked both praise and skepticism, its long-term impact will depend on whether other banks follow suit and how customers respond to this shift in the banking landscape.

[Nairametrics]

Nigerian award-winning singer, Oluwatobiloba Daniel Anidugbe, better known as Kizz Daniel, has claimed that with money comes problems.

Naija news reports that the ‘Woju’ crooner made this known in a post via X, stating that wealth does not automatically guarantee happiness.

He said many wealthy people experience sadness despite affluence and warned that financial wealth comes with hidden burdens.

The singer also cautioned against idolising money and the illusion of happiness on social media, which often masks loneliness, anxiety, or dissatisfaction.

Kizz Daniel said he still lives like a poor man every day, stating that money chases him instead of him chasing money.

He added that wealthy people do not tell others the truth about money because they want to feel superior.

He wrote, “Why when money cme, happiness dey always comot ? Forget all these fake love and fake happiness online ? the real happiness I’m talking about. So many people get money but they are sad.

“I still live like a poor man everyday ? na money dey chase me instead. Guys I’m not saying don’t chase money , I’m just saying with money comes problems. People wey get am no go tell una the truth cuz they want to feel superior.”

[NaijaNews]

A female driver of a Toyota Salon car sustained varying degrees of injuries after her vehicle fell off the Otedola Bridge outward the Lagos-Ibadan expressway in Lagos State on Monday morning.

It was gathered that the car with the registration number IKJ 126 BH had lost control while hitting another car in the process before it fell off the bridge and landed not far off a ditch under the bridge.

According to viral videos on social media, as at 9:02am emergency responders and security personnel were at the scene, working to determine the driver’s identity and the circumstances leading to the accident.

The Lagos State Traffic Management Authority (LASTMA) confirmed the incident in a statement posted on its X (formerly Twitter) handle, noting that emergency responders were on the ground to manage the situation and ensure the free flow of traffic in the area.

The agency noted that the driver had been rescued and taken to the nearby hospital.

According to the statement, “Report of an accident of a car that fell from Otedola Bridge. The driver has been rescued and taken to the nearby hospital.

“There is backlog from Otedola Bridge to Berger inward Secretariat, but our officers are on scene managing the situation effectively.”

“Other officers are also on ground doing the needful,” LASTMA added.

Governor Ahmadu Fintiri of Adamawa State has appointed the Emir of Fufore, Muhammadu Ribadu, as the Amirul-Hajj and leader of the government delegation for the 2025 Hajj trip to Saudi Arabia.

A press statement to this effect said the appointment is based on Ribadu’s hard work, experience, and commitment to religious matters.

The statement, signed by the Chief Press Secretary to Fintiri, Mr Humwashi Wonosikou, named five other members of the delegation.

The members include Muhammad Buba Jidjiwa, Ahmed Shehu, Alhaji Ibrahim Abba, and Alhaji Abubakar Murtala

The secretary of the delegation is Alhaji Mohammed Dabo.

“Governor Fintiri charged the committee to be dedicated to their assignment, ensuring a hitch-free 2025 Hajj operation,” Mr Wonosikou stated.

[DailyPost]

The Kingdom of Saudi Arabia has temporarily suspended several types of visas for citizens of Nigeria and 13 other countries, as part of measures to curb unauthorized pilgrimages ahead of the annual Hajj.

According to Saudi authorities, the suspension aims to prevent unregistered individuals from attempting the pilgrimage without official permits, which poses safety and logistical challenges.

While Umrah visa holders will still be allowed entry until April 13, the broader visa suspension is expected to remain in place until mid-June, when Hajj concludes.

Under Saudi Arabia’s quota system, each country is allocated a limited number of Hajj permits, typically distributed via a lottery. 

However, due to the high cost of official packages, many resort to unauthorized travel arrangements.

Such unregistered pilgrims often lack access to essential amenities such as air-conditioned tents, healthcare services, and emergency medical care—making the physically demanding journey even riskier.

The Saudi Foreign Ministry stated that the visa restrictions are intended to streamline travel procedures and enhance safety during the Hajj.

It also warned that individuals found residing illegally in the Kingdom could face a five-year entry ban.

During the 2024 Hajj season, at least 1,301 pilgrims died – most from heat-related causes. The majority of the deceased did not hold official Hajj permits.

Here’s the list of the 14 countries affected by Saudi Arabia’s temporary visa suspension ahead of the 2025 Hajj:

1. Nigeria

2. India

3. Pakistan

4. Bangladesh

5. Egypt

6. Indonesia

7. Iraq

8. Jordan

9. Algeria

10. Sudan

11. Ethiopia

12. Tunisia

13. Yemen

14. Morocco

[TheNation]

President of Burkina Faso, Captain Ibrahim Traoré, said the country is undergoing a “popular, progressive revolution” and not operating under a democratic system.

He added that it is difficult to pinpoint a country that has developed practising democratic rule.

Traore made the disclosure during a flag-raising ceremony at the Koulouba Palace last week.

He said, “If we have to say it loud and clear here, we are not in a democracy, we are in a popular, progressive revolution. 

He criticised the notion that democracy is a prerequisite for development, saying it is “false” to believe any country has developed under a democratic system.

“It is impossible to name a country that has developed in democracy. Democracy is only the result,” Burkina24 quoted him.

He maintained that his government would continue to communicate, explain, and make people understand what revolution is.

Traore has been notable for his decisions after his emergence as the President of the West African country.

The 37-year-old President who assumed office in September 2022 through a coup de’tat that ousted interim President Paul-Henri Damiba recently rejected Saudi Arabia’s offer to build 200 mosques in his country.

He urged the Islamic country to rather invest in essential infrastructure projects that would directly benefit his people.

[Punch]

Mikel Arteta has no doubt that Arsenal can upset Real Madrid on the “biggest night” of his career in the Champions League quarter-finals.

The Gunners have never been crowned European champions and face the 15-time winners in a quarter-final at the Emirates on Tuesday with the return leg in Madrid next week.

The two sides have met only twice in European competition, in the last 16 of the 2005/06 Champions League where Arsenal came out on top.

“It is 100 percent the biggest night of my career,” Arteta, in charge at the Emirates since 2019, told reporters on Monday.

“That’s why I came into football, and that’s why I came into management and especially to this football club.”

The Spaniard, who also captained Arsenal, added: “It’s been 20 years since we had this type of game and for us, it’s a great opportunity to build our own story and this is what we’re here for.

“The excitement around the club, the people, and the magnitude of this match. This is the stage we want to be at, and where Arsenal has to be consistently. We are very proud to be there, and now be very ready tomorrow to deliver.

“At 8:00 pm (1900 GMT) tomorrow night, 11 players, 60,000 fans, I am really super-convinced that we are ready to win and to beat them. That’s the mindset that I want.”

The Champions League represents Arsenal’s best chance of a trophy this season, with the Gunners 11 points adrift of leaders Liverpool in the Premier League.

Arsenal were beaten at the same stage of the Champions League last season by Bayern Munich.

But Arteta, expected to start Bukayo Saka for the first time in more than three months on Tuesday, said it was time to write a new script.

“There is a massive gap there for so many years when nothing has happened in this football club in relation to European competitions,” he said.

“And we need to change that, and we need to change that quickly. It is just the first leg, but the intention of the team and what we want to achieve tomorrow is very clear. We’re going to go for it.”

Jurrien Timber and Ben White, who played an hour in Arsenal’s 1-1 draw at Everton on Saturday, are both set to be available, with Jakub Kiwior a possibility to line up alongside William Saliba in the absence of the injured Gabriel.

AFP