The Central Bank of Nigeria (CBN) has ordered all banks to start charging a 0.5 per cent cybersecurity levy on all electronic transactions within the country excluding 16 listed banking deals.

According to a circular signed by the Director, Payments System Management Department, Chibuzo Efobi; and the Director, Financial Policy and Regulation Department, Haruna Mustafa; the cybersecurity would commence two weeks from May 6, 2024.

The apex bank, in the circular, directed to all commercial, merchant, non-interest, and payment service banks, among others; to start the implementation of the cybersecurity charges after two weeks of the information.

“The levy shall be applied at the point of electronic transfer origination, then deducted and remitted by the financial institution. The deducted amount shall be reflected in the customer’s account with the narration, ‘Cybersecurity Levy,’” the circular partly read.

However, the CBN listed 16 banking transactions exempted from the new cybersecurity levy.

The exempted transactions are listed below:

1. Loan disbursements and repayments

2. Salary payments

3. Intra-account transfers within the same bank or between different banks for the same customer

4. Intra-bank transfers between customers of the same bank

5. Other Financial Institutions instructions to their correspondent banks

6. Interbank placements,

7. Banks’ transfers to CBN and vice-versa

8. Inter-branch transfers within a bank

9. Cheque clearing and settlements

10. Letters of Credits

11. Banks’ recapitalisation-related funding – only bulk funds movement from collection accounts

12. Savings and deposits, including transactions involving long-term investments such as Treasury Bills, Bonds, and Commercial Papers

13. Government Social Welfare Programmes transactions e.g. Pension payments

14. Non-profit and charitable transactions, including donations to registered non-profit organisations or charities

15. Educational institutions’ transactions, including tuition payments and other transactions involving schools, universities, or other educational institutions

16. Transactions involving bank’s internal accounts such as suspense accounts, clearing accounts, profit and loss accounts, inter-branch accounts, reserve accounts, nostro and vostro accounts, and escrow accounts.

[Vanguard]

Last modified on Monday, 13 May 2024 03:37

The Central Bank of Nigeria (CBN) has directed banks and other financial institutions to implement a 0.5 percent cybersecurity levy on electronic transfers.

This is contained in a circular signed by Chibuzor Efobi, director of payments system management and Haruna Mustafa, director of financial policy and regulation on Monday.

The directive was issued to commercial, merchant, non-interest and payment service banks, as well as mobile money operators.

CBN said the policy would take effect in two weeks and charges would be described as ‘Cybersecurity Levy’.

 

According to the apex bank, the deduction and collection of the cybersecurity levy is a sequel to the enactment of the Cybercrime (prohibition, prevention etc) Amendment Act of 2024.

“Following the enactment of the Cybercrime (Prohibition, Prevention, etc) (amendment) Act 2024 and under the provision of Section 44 (2)(a) of the Act, “a levy of 0.5% (0.005) equivalent to a half percent of all electronic transactions value by the business specified in the second schedule of the Act, is to be remitted to the National Cybersecurity Fund (NCF), which shall be administered by the Office of the National Security Adviser (ONSA),” CBN said.

CBN said the charges would be remitted to the national cyber security fund, which would be administered by the office of the NSA.

 

“Deductions shall commence within two (2) weeks from the date of this circular for all financial institutions and the monthly remittance of the levies collected in bulk to the NCF account domiciled at the CBN by the 5th business day of every subsequent month.”

CBN said failure to remit the levy is an offence which attracts a fine of not less than 2 percent of the annual turnover of the defaulting business, amongst others.

“Finally, all institutions under the regulatory purview of the CBN are hereby directed to note and comply with the provisions of the Act and this circular.”

Meanwhile, earlier, banks announced the reintroduction of 2 percent charge on deposits above N500,000.

[TheCable]

 

 

The Federal Government is aware of false alarms being raised in some quarters alleging discussions between the Federal Government of Nigeria and some foreign countries on the siting of foreign military bases in the country.

We urge the general public to totally disregard this falsehood.

The Federal Government is not in any such discussion with any foreign country. We have neither received nor are we considering any proposals from any country on the establishment of any foreign military bases in Nigeria.

The Nigerian government already enjoys foreign cooperation in tackling ongoing security challenges, and the President remains committed to deepening these partnerships, with the goal of achieving the national security objectives of the Renewed Hope Agenda.

Mohammed Idris
Minister of Information and National Orientation 
06 May 2024

Governor Nasir Idris of Kebbi State has raised the alarm that some influential figures within the state are allegedly working to undermine his administration’s objectives.

Speaking at the Uhola Festival and Agricultural Show in Zuru, Kebbi State, at the weekend, Governor Idris expressed his determination not to be swayed by their efforts.

The governor revealed how certain individuals from the state had reportedly intervened at the Federal Ministry of Works in Abuja to alter the road development plans he had previously submitted.

“It might interest you to know that someone went and changed the submission we already made on the Koko Dabai Road with that of Bui-Kangiwa-Kamba Road up to the border with Niger Republic at the Ministry of Works in Abuja.

“Whereas the KoKo-Dabai Road needs more urgent attention than the Bui-Kamba Road which is still motorable.

“I feel sad whenever I come to Zuru because all the three roads linking the town to other places are in bad shape,” he said.

The governor said he would gather prominent personalities from the Zuru Emirate including traditional rulers to meet President Bola Ahmed Tinubu in Abuja for a rapid solution to the disturbing issue.

Idris affirmed the commitment of his administration to support and finance the annual Uhola Festival, recognising its significance in promoting culture for economic growth and social cohesion.

[DailyTrust]

Abia State Governor, Alex Otti, has told the immediate past administration in the state, headed by Okezie Ikpeazu, to get ready to return looted funds, including money budgeted for the airport project.

Otti, who was reacting to the report of the forensic audit of the state’s accounts, said his administration is not fighting anybody but is only interested in recovering looted funds, in a bid to ensure good governance.

The governor spoke at Nvosi, during a solidarity visit by supporters and loyalists of the member representing Isiala Ngwa South State Constituency, Rowland Chinwendu.

He stressed that what he wants is the progress and development of Abia State, emphasizing that since the airport was not executed, the project money should be refunded.

Otti expressed dismay that some people are insulting him in the media because he disclosed the findings of the forensic audit report.

The governor described the solidarity visit by Chinwendu and his supporters as a good omen.

“I established a forensic audit of our accounts as soon as I was sworn in and the report turns out that a lot of money was looted, stolen brazenly and part of the ones I mentioned was the N10 billion Abia Airport Project.

“They started insulting me. If you follow what is happening in the media, you would know that what I said is true.

“We are looking for our money. If we are not able to find the airport, they would have to refund us our money.

“We are not pursuing anybody, they should refund the money they stole, let’s use it to work for our people.

“Our place must develop. We will continue to build roads, we will continue to clean up the environment, we will continue to create jobs.”

In his speech, the member representing Isiala Ngwa South State Constituency, Chinwendu, noted that his people sent him to the House to represent their interest.

He stressed that he cannot afford to be seen as opposition to the governor, who is from the same LGA.

The lawmaker thanked the governor for the ongoing reconstruction of Umuikaa-Umuene road, among other projects in his constituency.

[DailyPost]

The United Kingdom (UK) on Sunday said only international students coming in for their Doctor of Philosophy (PhD) studies are eligible to bring in dependents to the country.

Dr. Richard Montgomery, the British High Commissioner to Nigeria made this known in an interview with newsmen in Abuja.

He said that the educational system policy changed earlier this year for international students in higher education not to bring dependents into the UK was to curb the increase of foreign students bringing in dependents.

He explained that the huge surge in dependence was putting an unsustainable pressure on many universities, adding that it was the reason these changes were introduced.

Here are eight countries Nigerian Masters students can move to with their dependants

1. Canada

Canada aims to welcome over 460,000 new immigrants each year to strengthen the economy, reunite families, and help refugees.

Under its immigration levels plan, Canada is now looking to get 465,000 new permanent residents in 2023, 485,000 in 2024 and 500,000 in 2025

 

The country’s dependent visa allows international students to bring their dependents and also allows them to work or study full-time once they have the relevant permits.

2. Germany

 
 

Germany’s dependent visa also known as a family reunion visa permits the spouse, children, and other family members to join and live with their family members residing in Germany. They can either reside temporarily or permanently in the country.

3. New Zealand

New Zealand also has a dependent child student visa that allows a dependent child to join their parents in the country and study at a primary or secondary school. “A dependent child can be treated as a domestic student, which means you don’t have to pay tuition fees for them to go to school.”

To apply for a Dependent Child Resident visa, your children must be single and financially dependent on you. Your children must sign a declaration they are single when they complete their application form. Immigration New Zealand considers your children dependent if they are: 17 or younger.

4. Australia

An Australia-dependent visa allows dependent family members of Australian citizens, Australian permanent residents, or eligible New Zealand citizens to live and work in Australia. This includes spouses, children, and other eligible family members.

5. Denmark

If an international student wants to bring their family to Denmark, they must apply for a green card Dependent visa. It allows Danish green card holder to bring their family with them to the nation while they are living and working there.

Denmark has several categories of dependent visas. Of these dependent visas, the Student Dependent Visa is designed for the spouse or unmarried children below 18 years of age of foreigners schooling in the country with a Denmark student visa to join their relatives in Denmark.

6. Finland

In September 2022, Finland issued more residence permits compared to the previous year as its processing time for visa application was 77 days on average, about 46 per cent less compared to 143 days in the previous period, the Finnish Immigration Service revealed.

The D visa allows you to travel to Finland immediately after being issued with a residence permit.

You can apply for a D visa if your spouse or your parent or guardian is applying for one of the following residence permits: A residence permit for a specialist. EU Blue Card.

7. Estonia

While staying in Estonia with a student visa, your family members can apply for an Estonia family visa to join you.

If they are issued a family visa, they can stay with you in Estonia for one year.

8. Sweden

Sweden is a Scandinavian nation in northern Europe with thousands of coastal islands and inland lakes, along with vast boreal forests and glaciated mountains.

The country which is highly developed, is ranked seventh in the Human Development Index, according to United Nations Development.

It has different types of permits that allow people to bring their dependents. The type of permit that should be applied for will vary depending on the situation of the person who is living in the country.

[TheNation]

The Federal Government has approved a downward review in electricity tariff for Band A customers to N206.80/kwh, from N225/kwh.

Ban A customers are electricity consumers with a minimum supply of 20 hours daily.

In a notice to its customers on Monday, Ikeja Electric, stated: “Please, be informed of the downward tariff review of our Band A feeders from N225/kwh to N206.80/kwh effective 6th May 2024 with guaranteed availability of 20-24 hours supply daily.

“The tariff for Bands B, C, D, and E remains unchanged.”

Details on this coming.

Band A

recall that the Nigerian Electricity Regulatory Commission, NERC, had increased the tariff paid by Band A customers from N68/KWh to N225/kWh.

Band A customers are expected to receive between 20 and 24 hours of electricity supply daily. Those under B enjoy 16 to 20 hours of power supply and those in Band C receive 12 to 16 hours daily.

NERC also said that Band A customers make up just 15 percent of total electricity customers in the country.

Additionally, these customers would no longer enjoy government subsidy on electricity.

However, the review of electricity tariff generated reactions across the country.

For instance, human rights lawyer, Femi Falana (SAN), said the Federal Government was working in the interest of the International Monetary Fund, IMF, and the World Bank in hiking electricity tariff. 

He said: “The Honourable Minister of Power is acting the script of the IMF and the World Bank.”

Also, the Nigerian Bar Association, NBA, Ikeja branch, gave the Federal Government and electricity distribution companies, DisCos, a seven-day ultimatum to reverse to the old electricity tariff or face a lawsuit.

Speaking, chairman of the branch, Mr Seyi Olawunmi, described the increase in the electricity tariff by almost 300 per cent as unreasonable and insensitive.

He said NERC order in respect to the tariff hike was not in line with the current economic realities of an average Nigerian.

Labour’s reaction to tariff

Also recall that the Nigerian Labour Congress, NLC, and the Trade Union Congress, TUC, appealed to NERC, and power sector operators, to reverse the increase in electricity tariff within one week.

President of the unions, Mr Joe Ajaero and Mr Fetus Osifo, respectively, made the call last Wednesday in a joint speech to mark the 2024 Workers’ Day in Abuja.

They expressed dissatisfaction over the epileptic power situation in the country. The labour leaders said it was affecting the economic growth of the country.

According to them, it is imperative that any nation incapable of effectively and efficiently managing its energy resources faces certain ruin.

In their words: “One of the pivotal factors constraining our nation is our glaring incompetence in managing this sector for the collective welfare of our citizens.

“Power, regardless of its source, remains paramount in kickstarting any economy, while oil and gas are indispensable for robust energy success in every country. “

They said it was absolutely critical for the government to collaborate with the people to establish frameworks that ensure energy works for all Nigerian.

According to the duo, the plight of the power sector remains unchanged over a decade after privatisation of the sector.

Vanguard News

 

 

Ademola Adeleke, governor of Osun, has directed an immediate investigation into the alleged deportation of Osun youths from Lagos state.

On Saturday, there were reports that the Lagos government implemented the deportation of Osun indigenes from the state.

The reports claimed that police officers had picked up Osun indigenes from various parts of Ajah, TBS and Lagos Island.

In a statement issued on Monday by Olawale Rasheed, spokesperson to the governor, Adeleke expressed shock over the incident, adding that the state has set up an investigative team and was interfacing with the Lagos state government.

“The report was confirmed by an investigation team set up to confirm the veracity of the story by the Osun state government,” the statement reads.

“The state team reported that eyewitness accounts confirmed the dropping of the youths in several luxurious buses by a team suspected to be from Lagos State.

“The state’s report showed that the youths were systematically dropped at Ilesa-Akure express junction, Breweries; Ilesa – Ibodi – Iginla to Ife express junction, Osun Ankara express junction, Imelu express junction and Iperindo express junction.”

The governor said he has engaged Babajide Sanwo-Olu, governor of Lagos, who also expressed shock over the development and promised to take urgent action.

“I spoke with my brother, governor Sanwo-Olu on the matter. He too was surprised and he denied ever authorising any such action,” the governor said.

“Governor Sanwo-Olu has promised immediate investigation to unravel the facts of the situation. The Lagos team will update us as quickly as possible.

“I am subsequently directing our security agencies in Osun to mount surveillance in and around Ilesa to track the deported youths and their destinations.

“I will update our people on this development. I urge residents to be calm while the security agencies carry out surveillance.”

[TheCable]

The Nigerian Electricity Regulatory Commission (NERC) is set to boost electricity supply to domestic customers following its order, mandating a department within the Transmission Company of Nigeria, the System Operator (SO) to start capping power supply to international customers, which includes Benin Republic, Niger and Togo.

NERC’s order, published on Friday, May 3rd was dated April 29, 2024, and effective from May 1, 2024, was jointly signed by the commission’s Chairman, Sanusi Garba, and Vice Chairman, Musiliu Oseni.

The directive, outlined in a document titled ‘Interim Order on Transmission System Dispatch Operations, Cross-border Supply, and Related Matters,’ will be in effect for six months, subject to review.

The document stipulated that power delivery to Nigeria’s neighbours must not exceed six per cent of the total grid electricity at any given time.

The electricity sector regulator expressed concern about sub-optimal grid dispatch practices, which have impacted the ability of Distribution Companies, to meet their service tariff commitments to end-users.

“The reliance on limiting Discos’ load off-take while prioritising international off-takers and Eligible Customers has proven neither efficient nor equitable,” the document states.

Nigeria currently supplies electricity to neighbouring countries, including Benin Republic, Niger Republic, and Togo.

NERC emphasised that the current international and bilateral contracts with Generation Companies often fall short of industry standards.

It stated that many off-takers contracted bilaterally by Gencos exploit this prioritisation, exceeding their contracted levels during peak operations without penalties.

As an interim measure, NERC said the move is aimed at guiding the system operator and TCN in implementing Standard Operating Procedures to enhance transparency and fairness in grid operations.

The order also mandates the system operator to place interim caps on capacities supplied to international customers for the next six months, minimising the impact on domestic supply obligations by Gencos.


The document stated that the system operator must develop and present a pro-rata load-shedding scheme to ensure equitable load allocation to all off-takers (Discos, international customers, and eligible customers) during generation drops or grid imbalances.

“The system operator will log and publish hourly readings, enforcing penalties for violations of grid instructions and contracted nominations. Maximum load allocation to international off-takers in each trading hour shall not exceed six per cent of the total available grid generation.”

It added bilateral transactions between generators and off-takers require express approval from the commission.

The system operator and TCN must install integrated Internet of Things meters at off-take and delivery points to provide real-time visibility of aggregate offtake by grid customers.

Also, TCN announced the commencement of erecting two 132kV transmission towers at the Amukpe substation and restoration work on the Benin-Delta and Delta-Oghara 132kV double circuit transmission lines from May 4 to 17, 2024. During this period, bulk power supply to Benin Disco through specific feeders will be temporarily interrupted.

Part of the document read, “The commission hereby orders as follows: The system operator shall develop and present to the commission for approval within seven days from the issuance of this order a pro-rata load-shedding scheme that ensures equitable adjustment to load allocation to all off-takers — Discos, international customers, and eligible customers — in the event of a drop in generation and other under-frequency related grid imbalances necessitating critical grid management.

“The system operator shall implement a framework to log and publish hourly readings and enforce necessary sanctions for violation of grid instructions and contracted nominations by off-takers in line with the grid code and market.

“The aggregate capacity that can be nominated by a generating plant to service international off-takers shall not be more than 10 per cent of its available generation capacity unless in exceptional circumstances a derogation is granted by the commission.“The system operator shall henceforth cease to recognise any capacity addition in bilateral transactions between a generator and an off-taker without the express approval of the commission,” it added.

It urged “the system operator and TCN to immediately initiate and install integrated Internet of Things (IoT) meters at all off-take and delivery points of eligible customers, bilateral supplies, cross-border trades, and outgoing 33kV feeders of the Discos to provide real-time visibility of aggregate offtake by grid customers.

“The installation of and streaming of data from the IOT meters should be completed within three months from the date of this order.”

Rt. Hon. Benjamin Kalu, the Deputy Speaker, House of Representatives, has said President Bola Tinubu should not be blamed for Nigeria’s current economic hardship.

Kalu stated this on Sunday while celebrating orphans, widows, people living with disabilities, and the aged at his Bende, Abia country home to mark his 53rd birthday.

According to him, Tinubu is working assiduously to fix Nigeria’s current economic ordeals which were occasioned by the errors of the previous administrations in the country.

 
 

“The hardship we are passing through was not caused by this man. It’s a piled-up case of previous administrations and how they mismanaged one or two things.

“We cannot continue to live in lies thinking that all is well. Tinubu wants to clean up the place so that we can have a sustainable livelihood. Let’s keep supporting and encouraging him,” he said.

He predicted a brighter future for the country after the current turbulence, urging Nigerians not to give up but to repose confidence in the current leadership of the country.